antonyms for distress
Roget's 21st Century Thesaurus, Third Edition Copyright © 2013 by the Philip Lief Group.
TRY USING distress
See how your sentence looks with different synonyms.
How to use distress in a sentence
The look of distress had vanished, and his sincere eyes seemed to shine again with courage and with strength.BELLA DONNAROBERT HICHENS
Her face wore a look of distress, almost of alarm; she kept her place, but her eyes gave Bernard a mute welcome.CONFIDENCEHENRY JAMES
Finally, his predicament became so awkward that an expression of distress crept into his face.THE HOMESTEADEROSCAR MICHEAUX
WORDS RELATED TO DISTRESS
afflictionnounhurt condition; something that causes hurt
Roget's 21st Century Thesaurus, Third Edition Copyright © 2013 by the Philip Lief Group.
What Is Financial Distress?
Financial distress is a condition in which a company or individual cannot generate sufficient revenues or income, making it unable to meet or pay its financial obligations. This is generally due to high fixed costs, a large degree of illiquid assets, or revenues sensitive to economic downturns. For individuals, financial distress can arise from poor budgeting, overspending, too high of a debt load, lawsuit, or loss of employment.
Ignoring the signs of financial distress before it gets out of control can be devastating. There may come a time when severe financial distress can no longer be remedied because the company or individual's obligations have grown too high and cannot be repaid. If this happens, bankruptcy may be the only option.
- Financial distress happens when revenues or income no longer meet or pay for the financial obligations of an individual or organization.
- Financial distress is often a harbinger of bankruptcy and can cause lasting damage to one's creditworthiness.
- In order to remedy the situation, a company or individual may consider options such as restructuring debt or cutting back on costs.
Understanding Financial Distress
If a company or individual experiences a period of time when it cannot pay its debts, bills, and other obligations by their due date, they are likely experiencing financial distress.
Examples of a firm's expenses that must be paid may include financing such as paying interest on debts, opportunity costs of projects, and employees who aren't productive. Employees of a distressed firm usually have lower morale and higher stress caused by the increased chance of bankruptcy, which could force them out of their jobs. Companies under financial distress may find it difficult to secure new financing. They may also find the market value of the firm falls significantly, as customers cut back on new orders, and suppliers change their terms of delivery.
Looking at a company's financial statements can help investors and others determine its current and future financial health. For example, negative cash flows appearing in the company's cash flow statement is one red flag of financial distress. This could be caused by a large disparity between cash payments and receivables, high interest payments, or a drop in working capital.
Individuals who experience financial distress may find themselves in a situation where their debt servicing costs are much more than their monthly income. These debts or obligations include items such as home or rent payments, car payments, credit cards, and utility bills. People who experience situations like these tend to go through it for an extended period of time and may ultimately be forced to relinquish assets secured by their debts and lose their home or car, or face eviction.
Individuals who experience financial distress may be subject to wage garnishments, judgments, or legal action from creditors.
Signs of Financial Distress
There are multiple warning signs that could indicate a company is experiencing financial distress, or is about to in the near-term. Poor profits may point to a company that is financially unhealthy. Struggling to break even suggests a business that cannot sustain itself by generating internal funds and must instead raise capital externally. This increases the company’s business risk and lowers its creditworthiness with lenders, suppliers, investors, and banks. Limiting access to funds typically results in a company (or individual) failing.
Declining sales or poor sales growth indicates that demand is not there for a company’s products or services based on its existing business model. When expensive marketing campaigns result in no growth, consumers may no longer be satisfied with their offerings and the company may be forced to close down. Likewise, if a company offers poor quality products or services, consumers will start buying from competitors, eventually forcing a business to close its doors as well.
When debtors take too much time paying their debts to the company, cash flow may be severely stretched. The business or individual may be unable to pay its own liabilities. The risk is especially enhanced when a company has just one or two major customers.
How to Remedy Financial Distress
As difficult as it may seem, there are some ways to turn things around and remedy financial distress. One of the first things many companies do is to review their business plans. This should include both its operations and performance in the market, as well as setting up a target date to accomplish all its goals.
Another consideration is where to cut costs. This may include cutting staff or even cutting back on management incentives, which can often be costly to a business's bottom line.
Some companies may consider restructuring their debts. Under this process, companies that cannot meet their obligations can renegotiate their debts and change their repayment terms in order to improve their liquidity. By restructuring, they can continue operations.
For individuals who experience financial distress, the tips to remedy the situation are similar to those listed above. Those affected may find it prudent to cut back on unnecessary or excessive spending habits such as dining out, travel, and other purchases that may be deemed a luxury. Another option may be credit counseling. With credit counseling, a counselor renegotiates a debtor's obligations, allowing him or her to avoid bankruptcy. Debt consolidation is another method for reducing monthly debt obligations by rolling high-interest debts such as credit cards into a single, lower-interest personal loan.
Distress in Large Financial Institutions
One factor contributing to the financial crisis of 2007–2008 was the government’s history of providing emergency loans to distressed financial institutions in markets believed "too big to fail." This created an expectation for parts of the financial sector being protected against losses, known as moral hazard.
The federal financial safety net is supposed to protect large financial institutions and their creditors from failure to reduce systemic risk to the financial system. However, these guarantees also encouraged imprudent risk-taking that caused instability in the very system the safety net was supposed to protect.
Because the government safety net subsidizes risk-taking, investors who feel protected by the government may be less likely to demand higher yields as compensation for assuming greater risks. Likewise, creditors may feel less urgency for monitoring firms implicitly protected. Excessive risk-taking means firms are more likely to experience distress and may require bailouts to stay solvent. Additional bailouts may erode market discipline further.
Resolution plans or corporate "living wills" may be an important method of establishing credibility against bailouts. The government safety net may then be a less attractive option in times of financial distress.
financial stress synonym | English Thesaurus
- crowdfunding n. financial support for project provided collectively by a network of people on the Internet
- software proposal n. a detail-oriented document clearly outlining the objectives of the project like technical , terms and financial aspects of the software project .These software proposals helps the Business Professionals to automate routine tasks.
- captious n. 1: marked by an often ill-natured inclination to stress faults and raise objections <captious critics> 2: calculated to confuse, entrap, or entangle in argument <a captious question>
- stomach flip n. name given to the discomfort felt in the abdominal area in situations of stress or anxiety
also known as "butterflies in the stomach" sensation
Welcome to English-Thesaurus Collins dictionary ("Collins Cobuild English Dictionary for Advanced Learners 4th edition published in 2003 © HarperCollins Publishers 1987, 1995, 2001, 2003 and Collins A-Z Thesaurus 1st edition first published in 1995 © HarperCollins Publishers 1995").
Type the word that you look for in the search box above. The results will include words and phrases from the general dictionary as well as entries from the collaborative one.
Oh, now you will answer for this. And he began to quickly unbutton his pants, and soon a 25-centimeter excited member fell out of there. Max lubricated my pussy and sharply inserted his dick into my balls. Out of fear and severe pain, I shouted loudly, but with Romin's dick it turned out very badly for me. Then Max quickly and harshly took me in the cunt, each time speeding up.
Stress synonym financial
The woman, gloomy, went to the window, and, calling Natasha, said something sharply and briefly to her, pointing to Irina Petrovna, and. Left. Natasha looked at Irina in a strange way: cruelty in her gaze was combined with a barely concealed smile. - Irina Petrovna, Nadezhda Sergeevna ordered to flog you.How to deal with financial stress
Her hoarse, lustful screams were replaced by a scream of pain. This went on for several hours. The old woman was wheezing and arching with lust, then screaming and writhing on the bed in pain.
You will also like:
- Corner shelf bookcase
- Realistic cloud stencil
- Websters thesaurus
- Blow up baymax
- Atomizer pump sprayer
- Ixl science answers
- Samsung s6 h
- Playground balls
- Action telugu movies
- Fortnite tournament today
- Cabelas cowboy grill
- Holiday card photoshop
I kneaded her breasts, kissed her neck, belly, earlobes, and the member worked in a tightly squeezing pussy. When we were tired and completely satisfied and completely exhausted, my wife asked me why I was so overexcited - because of the upcoming meeting tomorrow. Or because of the conversation I heard.